A Lawyers Guide to Life Insurance Securities and Financial Products

Within the past ten years, the financial services industry has undergone some of the most dramatic changes in its history. On November 12, 1999, President Clinton… (download to read more)

Using Life Insurance as an Alternative to 529 Plans for College Savings

Recent changes in IRC Section 529 plans for college savings have created a proliferation of so-called “529 Qualified Tuition Programs”… (download to read more)

Group Coverage Is Not the Same as Individual Coverage

Millions of Americans are grateful to their employers for the employee benefits they provide in connection with their jobs. Many of them are a bit less grateful in light of the cuts over recent years and the increasing expense… (download to read more)

Interpleader: not a get-out-of-jail-free card

The federal interpleader remedy was designed as a type of safe harbor. The purpose of these statutes (Federal Rule of Civil Procedure 22 and 28 U.S.C. Section 1335) is to permit a stakeholder to avoid the risk… (download to read more)

How Do I Know When I Am Being Ripped Off?

Of course, there is no way to be certain when someone is conning you, but there are a number of things to look out for…. (download to read more)