[California Insurance License #0C61187]
Do You Need Life Insurance?
If someone will suffer financially when you die, chances are you need life insurance. Life insurance provides cash to your family after your death. This cash (known as the death benefit) replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses and college funding. What's more, there is no federal income tax on life insurance benefits.
The Life and Health Insurance Foundation for Education, a non-profit organization, has an excellent summary at:
http://www.lifehappens.org/life-insurance/who-needs-it#small-business
If you want more information, please fill out the confidential questionnaire.