An Accidental Opinion

Two years ago, Kathy Williams, a Missouri woman, fell down a flight of stairs in her home and died. Her blood alcohol level was .337. She was insured under an accidental death insurance policy that excluded… (click below to read more)

California Supreme Court Confirms Notice Statutes Apply to All Policies

Millions of California consumers manage financial risks for their families by purchasing life insurance. Through these policies, Californians ensure that their families and other designated beneficiaries are protected… (click below to read more)

A Lawyers Guide to Life Insurance Securities and Financial Products

Within the past ten years, the financial services industry has undergone some of the most dramatic changes in its history. On November 12, 1999, President Clinton… (click below to read more)

Using Life Insurance as an Alternative to 529 Plans for College Savings

Recent changes in IRC Section 529 plans for college savings have created a proliferation of so-called “529 Qualified Tuition Programs”… (click below to read more)

Group Coverage Is Not the Same as Individual Coverage

Millions of Americans are grateful to their employers for the employee benefits they provide in connection with their jobs. Many of them are a bit less grateful in light of the cuts over recent years and the increasing expense… (click below to read more)

Interpleader: not a get-out-of-jail-free card

The federal interpleader remedy was designed as a type of safe harbor. The purpose of these statutes (Federal Rule of Civil Procedure 22 and 28 U.S.C. Section 1335) is to permit a stakeholder to avoid the risk… (click below to read more)

How Do I Know When I Am Being Ripped Off?

Of course, there is no way to be certain when someone is conning you, but there are a number of things to look out for…. (click below to read more)